Workers’ compensation is an important protection for injured workers that they should be familiar with and understand how to obtain. Injured workers or workers suffering with an occupational illness should ensure that they understand what workers’ compensation benefits have to offer them when they have suffered harm in their workplace.

Workers’ compensation protections can help injured workers and their families through the difficult period that follows a workplace accident, workplace injury or workplace illness. Workers’ compensation benefits help with medical expenses and lost earnings. They can also provide help with job retraining in some circumstances or with death benefits for surviving family members of a worker killed in a fatal workplace accident. They can provide help with the physical and financial costs associated with a workplace accident.

Workers’ compensation benefits serve as a type of no-fault insurance that employers pay into to help protect injured workers when they are harmed on the job. Workers’ compensation benefits are offered in place of a personal injury claim for damages. Because workers’ compensation benefits can help injured workers with their daily expenses as they are getting through following a workplace accident or injury, it is equally important for injured workers to be familiar with how to obtain benefits.

The process of applying for benefits or what to do if an application for workers’ compensation benefits is denied are crucial for injured workers and their families to understand. Knowing their workers’ compensation rights, and how to enforce them, is critically important for injured works to obtain the oftentimes much-needed benefits.